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Homeowner’s Insurance and Flooding
May 24, 2011 – 8:07 am | No Comment
Homeowner’s Insurance and Flooding

Homeowner’s insurance protects your home and possessions from damage and loss. But flooding is not covered by basic homeowners insurance policies, to the surprise of many homeowners. Flood insurance is a type of insurance policy …

Science of the Different Types of Homeowners Insurance
February 7, 2010 – 10:25 am | No Comment
Science of the Different Types of Homeowners Insurance

By: Staff
If you’re shopping for homeowners insurance for the first time, you may be shocked to see the different types of homeowners insurance there are. This is a complex business, and before you buy a …

Obama confirms fines for those without Insurance
February 7, 2010 – 10:15 am | No Comment
Obama confirms fines for those without Insurance

President Obama confirms that there will be penalties for those who choose not to buy the Governments Health Care; it would be similar auto insurance, if you get caught without it, there’s a fine.

What does Basic Homeowners Insurance Cover?
September 18, 2009 – 10:05 am | No Comment
What does Basic Homeowners Insurance Cover?

By: Staff
 
The most basic homeowners insurance policy is HO-1, but that policy isn’t even available in some states because its coverage is so limited. For the most part, HO-2 insurance is considered basic homeowners insurance …

Homeowners Insurance: Insure the Finer Things in Life
August 21, 2009 – 11:35 am | No Comment
Homeowners Insurance: Insure the Finer Things in Life

This article will give you a better understanding of how to insure your valuables if they are not covered in your homeowners policy.  Ask agents how to best insure your valuables. Most homeowner policy coverage …

Home Insurance: Congress Turns on the Floodlights
August 18, 2009 – 3:24 pm | One Comment
Home Insurance: Congress Turns on the Floodlights

In 2004, Congress passed legislation designed to solidify the National Flood Insurance Program (NFIP), managed by the Federal Emergency Management Agency (FEMA). This legislation comes after the program, founded in 1968, was extended for a …

When Your Kid Asks for a Trampoline, There’s Only One Right Answer
August 11, 2009 – 9:22 am | One Comment
When Your Kid Asks for a Trampoline, There’s Only One Right Answer

Many insurers will decline to insure your home if you have a trampoline. Some will only do so if the trampoline is excluded, leaving you vulnerable to lawsuits. But even if your insurance company agrees …

When Animals Invade: Crossing Paths with Nature at Home
August 10, 2009 – 5:30 pm | No Comment
When Animals Invade: Crossing Paths with Nature at Home

When winter rears its head and fall breezes turn cold, most people spend more time inside, enjoying the shelter and warmth of home.
Humans aren’t the only breed searching for a safe, secure place to retreat …

5 Fascinating Facts about Tornadoes
August 10, 2009 – 12:22 pm | No Comment
5 Fascinating Facts about Tornadoes

Toll
1. According to a study by A.M. Best, tornadoes are responsible for 57 percent of all catastrophic losses since 1953. The costliest tornado to date struck Georgia in 1973, causing $5.35 billion in damage. Tornadoes …

Will My 8-Pound Pomeranian Raise My Homeowners Insurance Costs?
August 5, 2009 – 11:17 am | One Comment
Will My 8-Pound Pomeranian Raise My Homeowners Insurance Costs?

By now, most people have grudgingly accepted that home insurers look at dog breed when setting their rates. See the list of dogs that are known to raise red flags with insurance companies.