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Homeowner’s Insurance and Flooding
May 24, 2011 – 8:07 am | No Comment
Homeowner’s Insurance and Flooding

Homeowner’s insurance protects your home and possessions from damage and loss. But flooding is not covered by basic homeowners insurance policies, to the surprise of many homeowners. Flood insurance is a type of insurance policy …

Homeowners Insurance: Insure the Finer Things in Life
August 21, 2009 – 11:35 am | No Comment
Homeowners Insurance: Insure the Finer Things in Life

This article will give you a better understanding of how to insure your valuables if they are not covered in your homeowners policy.  Ask agents how to best insure your valuables. Most homeowner policy coverage …

Home Insurance: Congress Turns on the Floodlights
August 18, 2009 – 3:24 pm | One Comment
Home Insurance: Congress Turns on the Floodlights

In 2004, Congress passed legislation designed to solidify the National Flood Insurance Program (NFIP), managed by the Federal Emergency Management Agency (FEMA). This legislation comes after the program, founded in 1968, was extended for a …

When Your Kid Asks for a Trampoline, There’s Only One Right Answer
August 11, 2009 – 9:22 am | One Comment
When Your Kid Asks for a Trampoline, There’s Only One Right Answer

Many insurers will decline to insure your home if you have a trampoline. Some will only do so if the trampoline is excluded, leaving you vulnerable to lawsuits. But even if your insurance company agrees …

When Animals Invade: Crossing Paths with Nature at Home
August 10, 2009 – 5:30 pm | No Comment
When Animals Invade: Crossing Paths with Nature at Home

When winter rears its head and fall breezes turn cold, most people spend more time inside, enjoying the shelter and warmth of home.
Humans aren’t the only breed searching for a safe, secure place to retreat …

5 Fascinating Facts about Tornadoes
August 10, 2009 – 12:22 pm | No Comment
5 Fascinating Facts about Tornadoes

Toll
1. According to a study by A.M. Best, tornadoes are responsible for 57 percent of all catastrophic losses since 1953. The costliest tornado to date struck Georgia in 1973, causing $5.35 billion in damage. Tornadoes …

Will My 8-Pound Pomeranian Raise My Homeowners Insurance Costs?
August 5, 2009 – 11:17 am | One Comment
Will My 8-Pound Pomeranian Raise My Homeowners Insurance Costs?

By now, most people have grudgingly accepted that home insurers look at dog breed when setting their rates. See the list of dogs that are known to raise red flags with insurance companies.

Keeping Your Home Safe & Secure During Summer Vacation
July 15, 2009 – 2:40 pm | No Comment
Keeping Your Home Safe & Secure During Summer Vacation

Most of us look forward to spending time away from home with family and friends during the summer. But failing to adequately prepare your home can prove costly—and make it a potential target for burglars.

Wildfires and Your Homeowner’s Insurance
July 13, 2009 – 6:39 pm | One Comment
Wildfires and Your Homeowner’s Insurance

As the temperatures rise, the risk of wildfires threatens American homeowners nationwide. In fact, the Institute for Business and Home Safety reports that the U.S. sees an average of 100,000 wildfires each year.

Florida’s Home Insurance Headache
July 10, 2009 – 9:00 am | Comments Off
Florida’s Home Insurance Headache

Florida’s officials have always advanced politically by promising to halt or even lower insurance rates. Problem is, those artificially low rates will likely end up hurting residents in the future. Citizens, the state-run insurer, provides …